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FCA proposes two GI value measures reporting cuts, with wider overhaul signalled for 2027

Worth reviewing, with a deadline to note. The FCA wants to drop two data fields from GI value measures reporting. If you submit that data, here is what changes, when it takes effect, and what is coming in 2027.

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FCA Consumer Duty outcomes monitoring review: where firms are falling short and what to fix

The FCA has published good and poor practice findings on Consumer Duty outcomes monitoring. Every retail-facing firm should read this: the regulator sets out what it expects to see and where firms are commonly falling short.

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BNPL regulation is live: FCA authorisation, affordability checks, and Consumer Duty apply from 15 July 2026

Third-party BNPL lenders and their distributors now need FCA authorisation, affordability checks, and Consumer Duty compliance. Merchant credit arrangements may still sit outside the regime.

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FCA sets out what good looks like on products and services — and where firms are still falling short

The FCA has published good and poor practice findings on products and services, drawn from 38 firms. If you are in Consumer Duty scope, this is where the regulator is looking, and enforcement is rising.

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FCA consults on overhauling investment cost disclosures: action required by 21 August

Action required for platforms, advisers and wealth managers. CP26/24 proposes a unified cost disclosure regime aligned to the new consumer investment disclosure framework coming into force June 2027. Responses close 21 August 2026.

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Motor finance redress scheme partially suspended while Upper Tribunal sets hearing dates

The Upper Tribunal has suspended payment obligations under the FCA's motor finance redress scheme. Lenders still have live preparation duties, and the FCA expects firms to hold capital and liquidity now against the risk the scheme is quashed entirely.

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FCA proposes to narrow Consumer Duty scope: non-UK business out, distribution chain duties clarified (CP26/23)

Wholesale and cross-border firms get the clearest signal yet that the Consumer Duty was never meant for them. Responses due 18 September 2026.

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FCA multi-firm review finds legacy unit-linked pension customers receiving poorer value, sets out benchmarks for life insurers

The FCA has published findings from a review of Consumer Duty price and value practices at life insurers. Legacy product customers are receiving poorer value, and the FCA has warned it will take supervisory or regulatory action where firms do not improve.